For freelancers and sole traders getting started.
Full IQ Books, ReconcileIQ, CodeIQ and LedgerIQ. 5,000 credits a month, and you're never cut off if you go over. Cancel anytime.
Your gateway to automated bookkeeping
Freelancers, sole traders, and small businesses handling a few hundred transactions a month.
- 5,000 credits per month
- Then £0.002/credit if you go over — never cut off, capped at a limit you set
- 1 IQ Books organisation — full accounting
- Sales invoices, supplier bills and stock — the ledger the free plan does not have
- Full IQ Books, ReconcileIQ, CodeIQ & LedgerIQ
- Email support
- Never cut off if you go over — capped at double your usual
- 5,000 reconciled transactions, or
- 125 PDF bank statement conversions, or
- 12 monthly bookkeeping tasks auto-coded, or
- 5 full LedgerIQ financial analyses
1 credit / reconciled txn · 2 / PDF txn (~20 per statement) · 4 / coded txn (~100 per task) · 1,000 / LedgerIQ analysis.
Filing is not what you are paying for. VAT returns and MTD for Income Tax quarterly updates go to HMRC free on every plan, the free one included. Starter is for when you need to raise invoices and record bills, not just code the bank.
How the plan works
Freelancers & small businesses
Sole traders and small businesses handling a few hundred transactions monthly. The right place to start if you're new to automated reconciliation.
5,000 a month, flexible
Credits are shared across IQ Books, ReconcileIQ, CodeIQ, and LedgerIQ. Use them however fits the month's work: reconciliation, coding, or analysis.
1 organisation, full accounting
IQ Books is the suite’s full double-entry accounting platform — bank feeds, coding, VAT, invoicing and statutory filing — doing the bookkeeping itself while you keep the final review. No feature gates: the only things that scale by plan are credits, overage rate, and how many IQ Books organisations you get. This plan includes 1 IQ Books organisation; add more at £2/month each.